It's a topic of conversation that always has the potential to be raised in a group of people when a lottery amount gets to a certain point.

Me? I tell people (and this is the truth) I'd rather win the pots that are like $20 million or $30 million. Something relatively low like that...emphasis on RELATIVELY.

You don't get as much press coverage when you "only" win an 8 figure sum of money.

But don't get me wrong, if I were to win $512 million--the current Mega Millions jackpot--it's not likely I'd turn it down. Uh, to say the least.

But would I do with it? I mean, after securing expert legal representation and a cracker-jack accountant, that is.

I would give a great deal of it away. Of course I would. I can honestly tell you I have no idea what I would do with that kind of money.

I could probably come up with a million things to do (give to all kinds of charities and my family and friends, buy the house, update the vehicle, travel like nobody's business, etc.), do them, and still have a high percentage of that total left over.

And, by the way, the cash option on that $512 million is $303 million.

Lord!

I know there are stories about bad things that happen to people who hit the jackpot, but they're not as pervasive as they seem.

A majority of folks who win these big purses actually manage their money correctly.

What I'd like to know (and I don't know HOW to know this without actually winning it) is how THAT kind of newfound wealth would change me.

I'd like to think it wouldn't, but it would almost have to. It would almost have to change ANYBODY, right?

I may never know, but it sure is fun to speculate.